What is MMI?

The Melbourne Microfinance Initiative (MMI) is the first and largest Australian student-run microfinance organisation providing consulting services to microfinance institutions globally with a vision of having a direct impact on communities in need. We hope to empower individuals to create social change.

What is Microfinance?

Microfinance is type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Ultimately, the goal of microfinance is to give low income people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance.

What we do


Our Initiatives team provides pro-bono consulting services to Microfinance Institutions (MFIs). By doing this we aim to solve their organisational challenges and have a tangible impact on improving the lives of underprivileged communities.


MMI holds many events throughout the year aimed both at building the skillset of students and showing them how they can have a positive social impact through their work.

The People We Impact

This little girl was the first child of a young woman in her 20s. In the past ten years she has managed to take out 3 loans from microfinance organisations and managed to ramp up her garment production by 5 times.

Young Child Philippines

Maria is a successful small business owner. She is the primary earner for her family and runs a small roadside shop in the village of Terra-Santa. She supports a household of 9 and pays for the education of her brother and children.  

Maria Timor Leste

Minga is the primary earner for a household of 10 and is raising 6 children not of her own, all while earning less than $2 a day without access to conventional financial services. She sells bananas in the village of Comoro.

Minga Timor Leste
Find out more about Initiatives

Become A Member

Interested in MMI events and want to participate? Become a member online!

Upcoming Events

Week 2-4: Global Microfinance Case Competition (Case released 2/8/2017)

Global Microfinance Case Competition is a chance for students to apply their analytical and business acumen and create tangible solutions to alleviate poverty in the developing world, all while competing alongside students across Australia and New Zealand. This year participants have the exciting opportunity to work on a real, live case faced by an actual Microfinance organisation in South-East Asia.

Find out more information here. 

Week 2: GMCC Consulting Workshop With AT Kearney (2/8/2017)

To help participants become better equipped with the skills and knowledge required for GMCC, MMI and Monash SEED will be hosting a FREE workshop with A.T. Kearney to answer your questions. This workshop is open to all students from the University of Melbourne and Monash University who want to have the opportunity to learn from experienced professionals about the intricacies of solving case problems.

Find out more information here. 

Week 9: Consulting Workshop with SPP (18-22/9/2017)

MMI, in conjunction with Strategic Project Partners, are teaming up to provide to an engaging Consulting Workshop for those interested in starting their career in management consulting. Providing a glimpse into the innovative and rewarding profession, this workshop will equip you with the framework to think like a consultant, while allowing you to creatively unpack an issue using the tricks of the trade.

Week 10: SAMM x MMI – Pull: Scaling The Social Enterprise (5/10/2017)

In the world-renowned style of TED talks, representatives for three firms will educate and enlighten on how they market social impact and grow their businesses. The talks will be followed by Q&A and panel discussion, where any burning questions can be asked, and answered by these industry professionals.

See our full events calendar